Why choose Bret Dixon Insurance?

Excellent Markets

• Specialized Insurance Companies dealing only in your industry

• Full lines of products - property, liability, dram shop, work comp, umbrellas, life, health & disability

• Tailor-made packages to suit your unique business needs

• Seven Liquor Liability Companies

Multiple Locations

We come to you to evaluate your particular needs.  Your establishment has it's own characteristics, so we want to see your buildings and operations to design a protection program that suits you.

Ease of Doing Business

• One toll-free number to contact us - no calling around to different branches or departments.

• Service Center handles all your needs in one location for quicker processing

• Emergency after-hours claim hotline

Specialty Programs & Initiatives

Custom Financing Plans

Tailor-made payment plans to better fit your budget

Loss Control Measures

• Contractor & Vendor lists - why scramble through the yellow pages when you need service?  Check our website for contractors near you and their contact info

• We work hand in hand with your contractors to get the documentation your insurance company needs so you don't have to.  Go back to running your business, rather than playing secretary.

• "Preferred Vendor" List - Contractors who work very closely with our Loss Control personnel and may offer discounts to our customers.

Specialized Claims Handling

• Expedient handling of claims and documentation - we don't just report your claim to your company, we stay on top of them and make sure you're contacted by the adjuster in a prompt, timely manner

• Providing you with step-by-step instructions as soon as you call in to report your claim

Our Website

• Easy to submit an Incident Report or request a Certificate online whenever you want

• Find valuable information about insurance coverage and what's going on in your industry

• Members Area provides in-depth, insightful articles on how to run a better business

• Links to a variety of other sources of information about your industry

Management Guides

Provides you with samples of written procedures and policies for your establishment for different situations that may arise in your business.  Give your staff a written procedure on how to handle all types of sticky situations.

Discounted Alcohol Training

We are a licensed BASSET-training provider in Illinois and have put together our R.A.M.P. program (Responsible Alcohol Management Practices).  RAMP up your employees education by having them trained.  We're also certified trainers of Illinois Casualty Company's ICC On Tap program, another liquor training program approved for use in Illinois and Indiana.

Quarterly Newsletters

Providing you valuable information about types of insurance coverage, legislation changes impacting your industry, and additional services we provide.  Each issue we discuss a different type of coverage or a type of loss and explore the topic in more detail, looking at how it could effect businesses like yours.  Published quarterly and past issues are archived on our Newsletters page.

BDI Moneybags

Certain types of businesses we insure have more of a propensity for handling cash - like restaurants or bars.  If you're in this field, you have the top item on any criminal's wish list: cold, hard cash.  This program provides our clients a money pouch stuffed with the "Do's and Don't's of Handling Cash."  It's meant to encourage regular, daily deposits and help you reduce your likelihood of becoming a victim of theft.

State Certificate Mailings

For our liquor-licensed clients in Illinois, you are required to show proof of dram shop insurance when renewing your state license each year.  Instead of inadvertently submitting your renewal without a certificate (causing a delay in renewal) or scrambling around at the last minute to get one from us, we have instituted a program to minimize these problems.  Your license date is logged in our database and we'll mail you a current certificate 30-45 days before your license renewal.

Replacement Cost Estimates

When it comes to property coverage limits for your building(s), take the guesswork out of figuring your Replacement Costs.  We'll provide you an estimate from Marshall & Swift/Boeckh calculating the replacement cost of your structures. 

Corporate Verification Service

Each year we verify that your corporation, if you have one, is still in good standing with the Secretary of State.  The named insured on your policies should match the person or entity who has an insurable interest in your establishment.  So if you forget to renew your corporate filing, or have changed your corp. name, we make sure you're properly insured by double-checking with the state.

Is your current agent doing all of this for you?

If not, why aren't you doing already doing business with us?

Contact us today!